M MATHEW MUTHOOTTU GROUP was established in 1921 as a Finance Institution operating Chit Fund Business. But over the years the Group diversified into Finance, Real Estate, and Movie Theatres. The key growth factor for the group was its vast experience in dealing with customers at the personal level and thereby building Trust, Discipline and Relationship. Of the many Companies under the M Muthoottu Group, Mini Muthoottu Nidhi Kerala Ltd. is the Flagship Company and is a registered under ROC and other Statutory Governing Bodies. This company has branch footprint spread across the Country with 294 arms. The entire operations of the company are managed by the team located at Kaloor in Cochin. The Group is headed by – Roy M Mathew as the Group Chairman, served by Mrs Nizzy Mathew as Managing Director and Mr Mathew Muthoottu as Executive Director. The Group Head Quarter is located at Kozenchery with the corporate office at Muthoottu Royal Towers in Kaloor, Ernakulam District of Kerala. The company offers both the resources and capabilities like any other major banks, providing core banking solution to the diversified base of customers. With global transformation to online mode specifically online transaction in the financial sector the company has moved most of the manual transaction to online, thereby enabling customers to make every business with the company through their mobile and other personal devices.